Privacy Policy

1. INTRODUCTION

Welcome to Daily Expenses Tracker ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Daily Expenses Tracker (the "App").

By using our App, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our App.

2. INFORMATION WE COLLECT

2.1. Information You Provide to Us

When you register and use the App, we collect the following information:

• Account Information: Name, mobile number, email address (optional), and password
• Account Details: Account name, mobile number, account purpose, additional information, and account balance
• Wallet Information: Wallet name, wallet type (cash, credit card), initial amount, credit limit, color, icon, statement date, payment due date, and exclusion preferences
• Transaction Data: Income entries, expense entries, transfer transactions, transaction amounts, dates, descriptions, categories, and associated wallet information
• Category Information: Custom income and expense categories with names, colors, and icons
• Financial Data: Currency preferences, transaction history, balance adjustments, and financial reports

2.2. Information Collected Automatically

• Device Information: Device ID (Android ID), device model, operating system version, app version, and package name
• Usage Data: App usage patterns, features accessed, interaction data, and session information
• Network Information: IP address, network type (Wi-Fi or mobile data), and connection status
• Authentication Data: Authentication tokens for secure access to your account

2.3. Permissions We Request

• Internet Access: Required for syncing data with our servers, user authentication, and app updates
• Biometric Authentication: Required for app security features (optional, can be enabled/disabled in settings)
• Notifications: Required for sending app updates, reminders, and important notifications (optional)

3. HOW WE USE YOUR INFORMATION

We use the collected information for the following purposes:

• To provide and maintain our App services
• To create and manage your user account
• To process and store your financial data (accounts, wallets, transactions, categories)
• To generate financial reports, statistics, and visualizations
• To enable data synchronization across your devices
• To improve and personalize your experience
• To communicate with you regarding your account and our services
• To ensure app security and prevent fraud
• To comply with legal obligations
• To analyze app usage for improving features and functionality
• To send important updates and notifications (with your consent)

4. DATA STORAGE AND SECURITY

4.1. Local Storage

Some data is stored locally on your device using secure storage mechanisms:

• User authentication tokens
• App preferences and settings (theme, language, currency)

4.2. Server Storage

Your account and financial data is stored on our secure servers and is associated with your account. We implement industry-standard security measures to protect your data, including:

• Encrypted data transmission (HTTPS/TLS)
• Secure authentication mechanisms (token-based)
• Encrypted data storage
• Regular security audits and updates
• Access controls and authentication requirements

4.3. Data Retention

We retain your personal and financial information for as long as your account is active or as needed to provide you services. If you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal purposes or to resolve disputes.

5. DATA SHARING AND DISCLOSURE

We do not sell, trade, or rent your personal or financial information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or respond to legal requests
• To protect our rights, privacy, safety, or property
• To protect the rights, privacy, safety, or property of our users
• In connection with a business transfer (merger, acquisition, etc.)
• With service providers who assist us in operating our App (under strict confidentiality agreements and only for the purposes stated in this policy)
• With analytics providers to help us understand app usage (aggregated and anonymized data only)

6. YOUR RIGHTS AND CHOICES

You have the following rights regarding your personal information:

• Access: You can access your personal information through the App's account and settings sections
• Correction: You can update your account information, wallet details, and transaction data at any time
• Deletion: You can delete individual transactions, wallets, accounts, or your entire account and all associated data through the App settings
• Account Deletion: You can delete your account and all associated data through the App settings (Settings > Delete Account)
• Withdraw Consent: You can withdraw consent for optional permissions (notifications, biometric) through your device settings or App settings

7. CHILDREN'S PRIVACY

Our App is not intended for children under the age of 13 (or the minimum age required in your jurisdiction). We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will delete such information.

8. THIRD-PARTY SERVICES

Our App may use third-party services for the following purposes:

• Analytics: To understand app usage and improve features (data is aggregated and anonymized)
• Cloud Storage: To securely store and sync your data
• Payment Processing: For premium features and in-app purchases (handled by Google Play Billing)

We are not responsible for the privacy practices of third-party services. We encourage you to read their privacy policies. However, we ensure that all third-party services we use comply with applicable privacy laws and maintain appropriate security measures.

9. INTERNATIONAL DATA TRANSFERS

Your information may be transferred to and maintained on servers located outside of your country of residence. By using our App, you consent to the transfer of your information to these servers. We ensure that appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable laws.

10. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last Updated" date
• Sending a notification through the App (if significant changes occur)

You are advised to review this Privacy Policy periodically for any changes. Your continued use of the App after any changes constitutes acceptance of the updated Privacy Policy.